If you want an answer, you need to react to what people, who are trying to help, say. They cannot help you without further information and they told you so. You demand that people take the time to help you and yet you don't even take the time to send a logfile which, literally, takes less time than typing this post.
Posts by Captain Vimes
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Quote from Marcel Kuhnt
Insbesondere wird es so sein, dass nicht mehr jedes Fahrzeug seine komplett unabhängige Hof-Datei haben wird, sondern nur eine ergänzende Hof-Datei, während der Karte die Haupt-Hofdatei mit den eigentlichen Inhalten zugeordnet wird.
This is what Marcel wrote in another thread. He basically confirms that indeed it's gonna be like you suggest. One main hof file per map and additional hof files for each vehicle.
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Maybe Florian didn't react because he is not the creator but the translator of the article and iirc doesn't know much about Blender.
That said, the solution described is not wrong but rather complicated and clumsy. I always prefer to work as you described and I think it would be a nice addition to the article to add this way of doing it.